$300 Gift Gard Giveaway – H & R Block Emerald Advance #HRBlockLoan

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It is hard to believe that the holidays are upon us – where did the time go? For many people, along with the excitement of the season, comes the dread of spending money that they may or may not have. Everyone wants to buy that perfect present, but when money is tight, it is kind of a letdown.

I am fortunate to have my family nearby, but for those who travel to see their friends and families for the holidays, this can also be stressful, as the cost of gas (as we all know!) is through the roof. Airlines have gotten more expensive, and it is sometimes hard to find a hotel at a good rate (if you can’t stay with friends and family).

Luckily these days it is easier to find discounts for holiday shopping (thanks to the internet!).  I love the comfort of shopping from home, and to save a little money, I subscribe to the newsletters of the places that I purchase from most often, so I can hear about their sales.  Waiting for something to go on sale is a great way to save money and if you couple that with coupons, discount codes and other promotions, you can really bring the price down of your purchases.  Of course you can always take advantage of Cyber Monday (or Black Friday if you like that kind of thing), where you can find some great deals, but what if it just isn’t enough?

What is a person to do, when they have things to buy and places to go, but money is tight?

H & R Block Emerald Advance

H&R Block’s Emerald Advance service, folks may be eligible for up to $1,000 without having to jump through lots of hoops. People can apply starting November 19th and receive their cash advance in time for the holidays. Whether they use Emerald Advance to cover holiday gifts or travel expenses to spend time with family over the holidays, people can feel good about relying on a financial expert they can trust all year – so they can do more celebrating and less worrying!

H & R Block Emerald Advance

The H & R Block Emerald Advance program sounds super easy! Starting November 19th, you can apply to get up to $1000 cash in time for the holidays. All you need to apply is a valid photo ID and your most recent pay stub (no W2 form required!). You don’t already need to be an H&R Block client to apply. I haven’t personally used this, but if I were to get an advance, I believe this is one I would feel comfortable with trying.

Please note that the application process will not open until Monday November 19th.


What are your plans this holiday season? Are you stressing out about your budget? How would H & R Block Emerald Advance help you and your family? Tell me when you enter the giveaway below!

THE GIVEAWAY:

One (1) winner will win a $300 Amex Gift Card!

Open to US only, ends 11/30/12.

Visit H & R Emerald Advance here, for required entry.

a Rafflecopter giveaway

*I was not compensated for this post. The prize will be provided by H&R Block and will be shipped to the winner by DEI/H&R Block, but H&R Block is not a sponsor, administrator, or involved in any other way with this giveaway. All opinions expressed in the post are my own and not those of H&R Block. Entrants must be 18 or older and located in the US only. Winner to be chosen at random.

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About Author

Jennifer Regan is the owner/editor-in-chief of Eighty MPH Mom, a family-friendly blog. She is active in Brand Ambassadorships and campaigns, and is active in social media, helping brands promote!

390 Comments

  1. You can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments.

  2. I learned that if your tax situation is simple, an H&R Block Tax Professional may prepare your federal return for free.

  3. I learned that you have the ability to pay down the balance on the Emerald Advance with a portion of your tax refund,

  4. The Emerald Advance® is a year-round line of credit that provides the ability to repeatedly borrow and repay money, up to a maximum amount determined by the bank.

  5. I learned that the Emerald Advance is a year-round line of credit that provides the ability to repeatedly borrow and repay money.

  6. After you complete your federal return, H & R Block willl check your tax return for errors. They’ll repeat the process after you complete your state return, too. Their Accuracy Review will identify errors in your return and provide instructions to fix your errors. If you ignore your errors, you won’t be able to e-file and you might have an inaccurate return.

  7. I learned one of the benefits of H&R Emerald Advance: “Activity reported to the credit bureaus so good payment history can help you build credit!” (Btw is a definite positive!)

  8. The H&R Block Emerald Prepaid MasterCard is issued by H&R Block Bank, a Federal Savings Bank, Member FDIC, pursuant to a license from MasterCard International Incorporated.

    Thank you for hosting this giveaway

    Louis
    pumuckler {at} gmail {dot} com

  9. I learned that you can use your Emerald card like you would a bank and have your work paychecks direct deposited onto the card.

  10. debbie jackson on

    Call toll-free 855-294-5828 to start your application over the phone.

    Apply at any participating H&R Block office and you could be approved in as little as 15 minu

  11. When you apply, in addition to your pay stub and picture ID, you also need to bring a recent bill or bank statement showing their current street address

  12. You can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere Debit MasterCard® cards are accepted.

  13. Visited and learned You can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere Debit MasterCard® cards are accepted

  14. I learned that you have the ability to pay down the balance on the Emerald Advance with a portion of your tax refund, if you so choose

  15. I learned that you can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere

  16. I learned that you can access your available line of credit by transferring funds to your Emerald Card everywhere Debit MasterCard® cards are accepted.

  17. I learned You can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere Debit MasterCard® cards are accepted

  18. I learned that you can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere Debit MasterCard® cards are accepted.

  19. You can access your line of credit by transferring funds to your Emerald Card to make purchases —everywhere Debit Master cards are accepted.

  20. I learned new clients need a bill or bank statement showing their current address, and approval might be as fast as in 15 minutes!

  21. The offer expires January 15, 2013 which is cool because I like to have time to think about things and they really helps feel not so pressured

  22. You can start the application over the phone and dont even need a W-2, just recent oay stub and proof of residence with ID

  23. The Emerald Advance® is a year-round line of credit that provides the ability to repeatedly borrow and repay money, up to a maximum amount determined by the bank. Use it year-round for emergencies, car repairs, bills and other short-term credit needs. Only borrow the specific amount you need.

  24. Daniel Thornton on

    I learned that one of the things you need when applying for emerald advance is a current earning statement or pay stub

  25. learned that you can apply at any participating H&R Block office and you could be approved in as little as 15 minutes.

  26. I learned you can be approved in about 15 mins. I want to thank you for this awesome sweep :) Thanks and Happy Thanksgiving !!!!

  27. I learned that Emerald Advance is not just for holidays, you can use it year-round for emergencies, car repairs, bills and other short-term credit needs.

  28. H&R Block Emerald Advance® line of credit and H&R Block Emerald Savings® are offered through, and H&R Block Emerald Prepaid MasterCard is issued by, H&R Block Bank, a Federal Savings Bank, Member FDIC. Line of credit is subject to credit and underwriting approval. Thanks.
    partymix25(at)hotmail(dot)com

  29. I learned that “you can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere Debit MasterCard® cards are accepted.”

  30. WOW, this would help a LOT this season! When I went on the site, I thought OH NO, not another credit type card. But with ease of application and so fast, I thought about the EMERGENCIES we often need money for…a dental emergency not covered by insurance, an auto repair (which was listed on the site) or any of life’s unexpected costs we can’t POSSIBLY save for anymore. For us, we would not do this unless its an emergency, but OH how great to have available. I thought was weird though they said is only available til mid January. And could not see the interest rate on site.

  31. Vickie couturier on

    I learned:You can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere Debit MasterCard® cards are accepted

  32. I learned You can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere Debit MasterCard® cards are accepted

  33. You can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments

  34. I learned that “You can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere Debit MasterCard® cards are accepted”

  35. I’m trying my best to make my present list fit inside my budget list. They’re NOT mutually compatible, lol. Thanks for this giveaway.

  36. I learned that you can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere Debit MasterCard® cards are accepted

  37. Sarah Madrigal on

    I never knew H&R Block had their own bank with 401k ‘s and retirement accounts..That is pretty neat. Thank You for this opportunity!!

  38. The Emerald Advance® is a year-round line of credit that provides the ability to repeatedly borrow and repay money, up to a maximum amount determined by the bank. Use it year-round for emergencies, car repairs, bills and other short-term credit needs. Only borrow the specific amount you need.

  39. Ann H&R Block advance would help my family to be able to continue the longstanding tradition of having an open house all Christmas day at our home. We have had the fortunate blessing of having friends, family, neighbors etc over every Christmas day for years, this year I have been unemployed for the first time in over 30 years of working. I don’t want to have to cancel the festivities so this would allow us to continue the tradition.

  40. I learned that “You could get up to $1,000 with the Emerald Advance® line of credit!”
    jofo120 at yahoo dot com

  41. I learned that using your Emerald Card is safer than carrying cash, and the funds associated with your card are FDIC insured.

  42. I learned that the process is quick and easy and sometimes approved in as little as 15 min. This is really awesome for families who need the early help.

  43. Emerald Advance has significantly lower fees than payday lenders, Access to credit year-round, and Activity reported to the credit bureaus so good payment history can help you build credit!

  44. I learned the location of the closest office to me- and the hours they are open. MWF 10a-6p. I think I will be making an appointment!

  45. I learned that if you apply and qualify for an Emerald Advance, H&R Block Bank may report information about your account to credit bureaus.

  46. Vikki Billings on

    I learned that you can bring in your last paycheck to do your taxes, you can also use their software from home and do them yourself

  47. I learned that you can get up to $1000 in advance to use for whatever you need, and you don’t need too many documents to start.

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