It is hard to believe that the holidays are upon us – where did the time go? For many people, along with the excitement of the season, comes the dread of spending money that they may or may not have. Everyone wants to buy that perfect present, but when money is tight, it is kind of a letdown.
I am fortunate to have my family nearby, but for those who travel to see their friends and families for the holidays, this can also be stressful, as the cost of gas (as we all know!) is through the roof. Airlines have gotten more expensive, and it is sometimes hard to find a hotel at a good rate (if you can’t stay with friends and family).
Luckily these days it is easier to find discounts for holiday shopping (thanks to the internet!). I love the comfort of shopping from home, and to save a little money, I subscribe to the newsletters of the places that I purchase from most often, so I can hear about their sales. Waiting for something to go on sale is a great way to save money and if you couple that with coupons, discount codes and other promotions, you can really bring the price down of your purchases. Of course you can always take advantage of Cyber Monday (or Black Friday if you like that kind of thing), where you can find some great deals, but what if it just isn’t enough?
What is a person to do, when they have things to buy and places to go, but money is tight?
H&R Block’s Emerald Advance service, folks may be eligible for up to $1,000 without having to jump through lots of hoops. People can apply starting November 19th and receive their cash advance in time for the holidays. Whether they use Emerald Advance to cover holiday gifts or travel expenses to spend time with family over the holidays, people can feel good about relying on a financial expert they can trust all year – so they can do more celebrating and less worrying!
The H & R Block Emerald Advance program sounds super easy! Starting November 19th, you can apply to get up to $1000 cash in time for the holidays. All you need to apply is a valid photo ID and your most recent pay stub (no W2 form required!). You don’t already need to be an H&R Block client to apply. I haven’t personally used this, but if I were to get an advance, I believe this is one I would feel comfortable with trying.
Please note that the application process will not open until Monday November 19th.
What are your plans this holiday season? Are you stressing out about your budget? How would H & R Block Emerald Advance help you and your family? Tell me when you enter the giveaway below!
THE GIVEAWAY:
One (1) winner will win a $300 Amex Gift Card!
Open to US only, ends 11/30/12.
Visit here, for required entry.
*I was not compensated for this post. The prize will be provided by H&R Block and will be shipped to the winner by DEI/H&R Block, but H&R Block is not a sponsor, administrator, or involved in any other way with this giveaway. All opinions expressed in the post are my own and not those of H&R Block. Entrants must be 18 or older and located in the US only. Winner to be chosen at random.
384 Responses
I learned that you can be approved in 15 minutes
I learned you can File at home (do it yourself) tax which is pretty awesome lol .
i learned no w2 required.
i learned you can file at home,which what we do!
You can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments.
i learned you can apply over the phone and no w2 required!
you can be approved in as little as 15 minutes
You can get a transfer approved over the phone
I learned that they could apply it to my existing emerald card
I learned that they (H&R Block) has a toll free number where one can start an application over the phone!
I learned that you could be approved in as little as 15 minutes.
I learned that no W-2 is required.
you can apply over the phone
I learned that you can Get up to $1000 in time for the holidays with No W-2 required
approved in 15 minutes
I learned you can file at home.
I learned that you can get up to $1000 just in time for this holiday season.
No W-2 required
You can get up to $1000 loan in time for the holidays, if you do your taxes through them of course. 🙂
you can do it over the phone with no w2 required
Learned that they offer a year round line of credit
You can apply by phone or at an H&R Block office
I learned that you can be approved in 15 minutes
that you can get approved in 15 minutes
I learned you need to bring a pay stub
I learned that if your tax situation is simple, an H&R Block Tax Professional may prepare your federal return for free.
I learned that you have the ability to pay down the balance on the Emerald Advance with a portion of your tax refund,
I learned you can get approved in 15 minutes
The Emerald Advance® is a year-round line of credit that provides the ability to repeatedly borrow and repay money, up to a maximum amount determined by the bank.
You can approved for an advance of upto $1000 for the holidays.
I learned it’s an easy way to get money before the holidays.
I learned you can apply in 15 minutes.
I learned that you can get up to $1000 in time for the holidays
i learned emerald advance can be used for auto repairs
You can get up to $1000 loan now if you plan to do your taxes with them. 🙂
You can get a transfer approved on the phone
You can be approved in around 15 minutes
I learned that the Emerald Advance is a year-round line of credit that provides the ability to repeatedly borrow and repay money.
I learned you can get up to $1000
in time for the holidays.
The loan if you file taxes with them.
I learned that there is no W-2 required.
you can get approved in 15 minutes
After you complete your federal return, H & R Block willl check your tax return for errors. They’ll repeat the process after you complete your state return, too. Their Accuracy Review will identify errors in your return and provide instructions to fix your errors. If you ignore your errors, you won’t be able to e-file and you might have an inaccurate return.
You can be approved over the phone, how easy!
I learned that this offer expires on January 15, 2013.
Fast approval
I learned there is no W2 required!
File at home! 🙂
I learned one of the benefits of H&R Emerald Advance: “Activity reported to the credit bureaus so good payment history can help you build credit!” (Btw is a definite positive!)
There is a premium office down the street.
I learned that the offer expires Jan. 15, 2013.
The H&R Block Emerald Prepaid MasterCard is issued by H&R Block Bank, a Federal Savings Bank, Member FDIC, pursuant to a license from MasterCard International Incorporated.
Thank you for hosting this giveaway
Louis
pumuckler {at} gmail {dot} com
You can be approved in as little as 15 minutes and you don’t need a W-2
I learned you only need to bring your W-2.
No W2 required!
I learned that you can use your Emerald card like you would a bank and have your work paychecks direct deposited onto the card.
Wow! I learned that no W2 form is needed to fila and you cab=n also get approved within in 15 minutes.
I learned all you need is a pay stub, an id, and a bill if you are new
No w2 required!
I learned that you could be approved in as little as 15 minutes.
I learned that you can call to start your application over the phone or apply at H&R Block in person.
I liked that there were to ways to apply…by phone and in person.
I learned that you can apply for H & R Emerald Advance over the phone
no w-2 required. that’s nice, if only the irs felt the same
I learned you need to bring a pay stub.
I learned you can apply over the phone without a W2
Call toll-free 855-294-5828 to start your application over the phone.
Apply at any participating H&R Block office and you could be approved in as little as 15 minu
When you apply, in addition to your pay stub and picture ID, you also need to bring a recent bill or bank statement showing their current street address
i learned that you can apply online or in one of their 10,000+ tax service offices nationwide.
I learned you could get up to $1000 credit with them!
You can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere Debit MasterCard® cards are accepted.
I learned you can use it everywhere Debit MasterCard® cards are accepted.
Your funds will go on a Debit Mastercard.
I learned that you can do it all online. Thanks for the giveaway
Visited and learned You can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere Debit MasterCard® cards are accepted
no w-2 is required
I learned that you can use it for car repairs!
I like that it is available year round…get money, pay it back, get money again!
I learned that you have the ability to pay down the balance on the Emerald Advance with a portion of your tax refund, if you so choose
You can apply in person at an H&R Block office or over the phone.
i learned you can get up to $1000 thru the program advanced to u
I learned there is no W-2 required!
you could be approved in as little as 15 minutes
quick approval – as little as 15 min!
I learned that you can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere
I learned that you can apply by calling a toll-free number.
I found an office 5 minutes from my house.
I learned there is no W-2 required to sign up!
Wow, in just 15 minutes.
I saw you can get approval in 15 minutes.
No W-2 required ??
I learned toll-free 855-294-5828
You can be approved in under 15 minutes
you can be approved in as little as 15 minutes
I learned that you can File at home.
I learned one could be approved in as little as 15 minutes.
I learned that you can access your available line of credit by transferring funds to your Emerald Card everywhere Debit MasterCard® cards are accepted.
no w2 required to file
brittneydejajason at gmail dot com
I learned you can file at home instead of going to the office
I learned You can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere Debit MasterCard® cards are accepted
You can start your application over the phone
Love that you can be approved in only 15 minutes! They really make it easy!
You have to have a current ID and paystub =)
I learned that funds are available in as soon as an hour and that you get cash rewards for making purchases at best buy, target, dunkin donuts and itunes.
you can file at home
I learned that you can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere Debit MasterCard® cards are accepted.
In applying you need Current earnings statement or pay stub
Something I learned – H&R Block At Home is created for people who want hassle-free tax filing.
Thank you.
I learned that you can start your application over the phone.
That you can be approved in 15 minutes.
You could be approved in as little as 15 minutes
Get up to $1000
in time for the holidays
No W-2 required
I learned that it only takes 15 minutes to get approved!
I learned I can Get up to $1000 in time for the holidays with No W-2 required
There is no W2 required!
that yur approved in 15 minutes easy
as little as 15 minutes
you can be approved in 15 minutes
I can’t tell if my comment went thru sorry if this is duplicate!
You don’t need a W2!
This is a great service that I know many can use in this economy!
You can be approved in as little as 15 minutes, and no W-2 required!
I learned that you can use the Emerald Advance on car repairs!
I learned there are 4 offices in the northern Detroit suburbs.
I learned you can be approved quickly – in fifteen minutes!
It can take as little as 15 minutes to get approved!
Get up to $1000
in time for the holidays- that sounds nice
I learned that there is No W-2 required
You can access your line of credit by transferring funds to your Emerald Card to make purchases —everywhere Debit Master cards are accepted.
you can file taxes at home
you can do it over the phone
No W2 required! wow!
I learned they have a toll free number
I learned: you could be approved in as little as 15 minutes.
RSS feed with reader via email: jslbrown_03 at yahoo dot com
i learned that you can apply over the phone and it takes as little as 15 min
I learned you don’t need a w-2… which is actually really neat.
That you can get $1000 by the holidays!
It will take as little as 15 minutes to get you approved.
I learned you can get fast approval!
it only takes 15 minutes to be approved, GOD BLESS YA
I learned that it’s a quick way to get needed cash in time for the holidays.
No w-2 needed…
I learned applying takes less than 20 minutes!
No W2 is required and you can have up to $1000 in time for the holidays!
I learned new clients need a bill or bank statement showing their current address, and approval might be as fast as in 15 minutes!
i learned you can be approved in little as 15 min !
I could get up to $1000!
The offer expires January 15, 2013 which is cool because I like to have time to think about things and they really helps feel not so pressured
you could be approved in 15 minutes.
You don’t need a W-2, just have current earnings or pay stub papers.
I learned there is no W-2 required
learned you can apply over the phone and be approved in as little as 15 minutes
You can apply over the phone.
You can start the application over the phone and dont even need a W-2, just recent oay stub and proof of residence with ID
I read that you can be approved in as little as 15 minutes
can File at home
i learned you can call and do it all at home!!!!
can apply over the phone and no w2 required
You could get up to $1,000 with the Emerald Advance® line of credit!
I learned that you can apply over phone with no w2….
Great giveaway! 🙂 I definitely like H&R Block, I’ve gone there for the past 5 years!
The Emerald Advance® is a year-round line of credit that provides the ability to repeatedly borrow and repay money, up to a maximum amount determined by the bank. Use it year-round for emergencies, car repairs, bills and other short-term credit needs. Only borrow the specific amount you need.
Apply at any participating H&R Block office and you could be approved in as little as 15 minutes
I learned that one of the things you need when applying for emerald advance is a current earning statement or pay stub
I learned that if you are a new customer you need a recent bill or bank statement with your current street address
I learned you can do your application on the phone!
NO W@ REQUIRED. REALLY???????????????????????????????????????????????????
NO W2 REQUIRED.
I LIKE.
You can have your payroll check deposited directly to the card.
I learned that you can file at home
I learned that you can be approved in as little as15 minutes
found out you can apply over the phone which saves me a trip
I learned that no W-2 is required!
learned that you can apply at any participating H&R Block office and you could be approved in as little as 15 minutes.
You could be approved in as little as 15 minutes, thats great!
I learned that you can be approved in as little as 15 minutes!
I learned that we can call toll-free 855-294-5828 to start the application over the phone.
I learned you can be approved in about 15 mins. I want to thank you for this awesome sweep 🙂 Thanks and Happy Thanksgiving !!!!
You can get up to $1000 in time for the holidays which would be a big help in making this a great Christmas
I learned you can use you’re phone to apply
you can be approved in as little as 15 minutes
i like that no w-2 is required
You can file at home. I can wear my pajamas 🙂
Thank you for the giveaway!! Yes I’m stressing about my budget and this would help greatly.
There seems to be a quick approval time!
I learned that Emerald Advance is not just for holidays, you can use it year-round for emergencies, car repairs, bills and other short-term credit needs.
H&R Block Emerald Advance® line of credit and H&R Block Emerald Savings® are offered through, and H&R Block Emerald Prepaid MasterCard is issued by, H&R Block Bank, a Federal Savings Bank, Member FDIC. Line of credit is subject to credit and underwriting approval. Thanks.
partymix25(at)hotmail(dot)com
you can start the application on the phone
I discovered I do not need a W-2 form to get an Emerald Advance card.
You can get up to $1,000 in time for the holidays.
could possibly be approved within 15 minutes.
I learned that —Offer expires: January 15, 2013
I learned that no W-2 is required.
I learned that “you can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere Debit MasterCard® cards are accepted.”
15 minute approval
Don’t need W2 for advance.
2 easy ways to apply for your Emerald Advance
I learned you can get up to $1000 for the holidays.
I learned that you can file at home, which is always a plus to me.
I learned that you can use your tax refund to pay back some of the advance. Thank you!
it looks easy to apply
WOW, this would help a LOT this season! When I went on the site, I thought OH NO, not another credit type card. But with ease of application and so fast, I thought about the EMERGENCIES we often need money for…a dental emergency not covered by insurance, an auto repair (which was listed on the site) or any of life’s unexpected costs we can’t POSSIBLY save for anymore. For us, we would not do this unless its an emergency, but OH how great to have available. I thought was weird though they said is only available til mid January. And could not see the interest rate on site.
I learned:You can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere Debit MasterCard® cards are accepted
You can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments
I learned that you could get up to $1,000 in credit.
I learned you can start your application over the phone.
You can be approved in as little as fifteen minutes.
Call toll-free 855-294-5828 to start your application over the phone.
You can use this card even after your loan money is gone. it can be reloaded fast and is taken almost anywhere
I learned that you can apply for Emerald Advance over the phone or at a participating H&R Block office.
You can apply at any participating H&R Block office and you could be approved in as little as 15 minutes
You could get approval in as little as 15 minutes
I learned you don’t need your W2 form.
I learned that you can be approved in as few as 15 minutes
That you can apply over the phone and be approved in about 15 minutes
You can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere Debit MasterCard® cards are accepted
I learned New clients welcome!
You could get up to $1,000 with the Emerald Advance line of credit
I learned You can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere Debit MasterCard® cards are accepted
You can file at home & be approved in 15 minutes!
I learned that you can get approval in as little as 15 minutes.
You can get up to $1000 in time for Christmas shopping!
I learned that I can be approved in only 15 minutes.
That they give up to 1000 in advances 🙂
i leaned that you can start your application over the phone and that you can be approved in only 15 minutes!
I learned I could either call a toll free number or visit a local office to apply.
I learned that you can use the line of credit year round for emergencies or expensive purchases.
You can file at home.
I learned you can file from home. Taht is awesome cause I hate going to the opffice and sitting around waiting.
If approved, you can use the card anywhere Debit/Mastercard is accepted.
Approval takes as little as 15 min at a local branch office
No W2 is needed.
that you can get up to $1000 for the holidays!
I learned it’s a year-round line of credit that provides the ability to repeatedly borrow and repay money.
NO w-2 required!
no W2 is required
I learned that you can apply on the phone.
855-294-5828 is their toll free number.
I learned you can apply over the phone.
No W-2 needed!? Crazy easy!
I learned you will be charged an initial $45 annual fee. The following years, the fee is lowered to $30.
u can be approved in 15 minutes
i learned with the proper id and proof of employment you can get up to a thousand dollars in advance.
You can transfer funds onto your H&R Block Emerald Card.
I learned that in 15 minutes you can be approved for a card to use for Christmas shopping.
line in credit, can be approved in 15 minutes
I learned that you can receive a text message with your balance anytime you use the card
I learned you can be approved in 15 minutes. Also, you only need a paystub and a photo id to get the loan.
Learn no W-2 is required!
I learned you could be approved in 15 minutes
You can apply your tax refund to pay down any balance on the card.
There’s 2 easy ways to apply!
Ability to pay down the balance on the Emerald Advance with a portion of your tax refund
I learned you could be approved in 15 minutes
U can apply over the phone.
I learned that you can be approved in just 15 minutes
You can call toll-free 855-294-5828 to start your application over the phone.
I learned that you can apply two ways – on the phone or at an H&R Block office.
cjnedrow@gmail.com
You can start your application over the phone, or apply at an H&R Block office.
it seems really easy, i love that no w2 is required
you can file at home
I learned that you can apply as a new customer
You can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments
I learned that “You can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere Debit MasterCard® cards are accepted”
I learned about the convenience of doing it over the phone. Thank you for the chance to win!
YOU CAN USE THERE DIFFERENT LOAN PROGRAMS ALL YEAR ROUND
I learned that it is really easy to apply
no W2 required
I learned that you can get up to $1000 before the holidays and you don’t need your W-2.
you can get up to $1000 line of credit
I learned that H&R Block Emerald Prepaid MasterCard is issued by H&R Block Bank, a Federal Savings Bank
i learned you can file at home
sibabe64 at ptd dot net
I learned you can get up to $1,000.
That there’s no W-2 required!
Learned that you can apply either online or at any HR Block location.
wolverina401 at gmail dot com
You can start your application on the Phone. Thank you. Jerri Davis
you can file at home
I learned you can get up to $1000 and no W-2 is required.
I like that you can apply over the phone.
you could be approved in as little as 15 minutes.
Approval in 15 minutes…cool!
Wow! I didn’t know anything about this. I learned alot. I can file at home. Nice to know!
You only borrow the amount you need!
I learned that it is NOT an advance on your refund, but a loan that is reported to the credit bureau.
I learned that you can get a loan up to $1000.
I’m trying my best to make my present list fit inside my budget list. They’re NOT mutually compatible, lol. Thanks for this giveaway.
There are two ways to apply.
I learned you can get up to $1000 in time for the holidays
they have 24 hour service by phone!
You could get up to $1,000 with the Emerald Advance line of credit!
I learned you can start your application over the phone.
love that you can file at home!
That the emerald card can be used as a line of credit
I learned that the closest office is just 3 miles from me!
Katharina angelsandmusic[at]gmail[dot]com
I learnt that you don’t have to have your w2 to apply
That there’s no W-2 required.
Learned you can be approved in 15 min
Learned you can get up to $1000 in time for the holidays
I learned that you can access your available line of credit by transferring funds to your Emerald Card to make purchases and payments—everywhere Debit MasterCard® cards are accepted
I never knew H&R Block had their own bank with 401k ‘s and retirement accounts..That is pretty neat. Thank You for this opportunity!!
i learned how quickly you can be approved
No W2 is required
The Emerald Advance® is a year-round line of credit that provides the ability to repeatedly borrow and repay money, up to a maximum amount determined by the bank. Use it year-round for emergencies, car repairs, bills and other short-term credit needs. Only borrow the specific amount you need.
that you can file at home
Ann H&R Block advance would help my family to be able to continue the longstanding tradition of having an open house all Christmas day at our home. We have had the fortunate blessing of having friends, family, neighbors etc over every Christmas day for years, this year I have been unemployed for the first time in over 30 years of working. I don’t want to have to cancel the festivities so this would allow us to continue the tradition.
I learned that “You could get up to $1,000 with the Emerald Advance® line of credit!”
jofo120 at yahoo dot com
No W-2 required
I learned you can file at home – yay.
I learned that you can apply for the specific amount that you need, up to $1000.
I found out that you can apply over the phone!
I learned that you can apply very easily.
There are 2 ways to enroll either call a toll free number or stop at an H& R office to apply.
It can be used almost anywhere Debit Mastercard can be used.
You can get up to a 1000 dollar loan in time for the holidays.
i learned that you can do this ovet the phone
I learned they’re taking new clients, and you can get up to $1000 before the holidays.
I learned that you don’t need w2 form and you can be approve in as little as 15 minutes!
I learned that you can apply by phone or by going to one of their offices.
I learned that you can be approved in as little as 15 minutes!
I learned that no W-2s are required!
no w2 required
Emerald Advantage is a year round line of credit. Thanks
I learned that using your Emerald Card is safer than carrying cash, and the funds associated with your card are FDIC insured.
You can get cash fast for the holidays or any of your everyday needs.
I learned that a W-2 is not required for an advancement.
You can get up to $1000 loan
it only takes 15 minutes to approve me
that I could file in my Pj’s
@classy_mommie
I learned that the process is quick and easy and sometimes approved in as little as 15 min. This is really awesome for families who need the early help.
i learned you can file at home.
Emerald Advance has significantly lower fees than payday lenders, Access to credit year-round, and Activity reported to the credit bureaus so good payment history can help you build credit!
Get up to $1000 in time for the holidays.
I learned that you could be approved in as little as fifteen minutes.
you can start the application process over the phone or visit their offices
brich22 at earthlink dot net
you can file at home
I learned there is 15 minute approval.
I learned the location of the closest office to me- and the hours they are open. MWF 10a-6p. I think I will be making an appointment!
I learned you do not have to go to their stores you file at home–good deal!
I learnt that you can be approved in 15 mins or less, so cool.
fast approval
I learned that you can use it everywhere Debit MasterCard® cards are accepted
You could get up to $1,000 before Christmas!
lyndsey.rullman at hotmail dot com
No W-2 is needed
I learned you can get approved in 15 minutes
All you need to apply is a pay stub and a driver’s license/state ID
New clients must also bring a recent bill or bank statement showing their current street address
You can get up to $1000 for the holidays
I learned that you can apply over the phone. I had no idea!
They also have Savings, CDs, IRAs and loans.
You do not need to be an existing client and you do not need your W-2s.
You can be approved in as little as 15 minutes.
I learned that if you apply and qualify for an Emerald Advance, H&R Block Bank may report information about your account to credit bureaus.
I learned we can file at home… great I can save money.
I learned that you can Get up to $1000 in time for the holidays with No W-2 required
I learned that you can apply over the phone, and can even be approved in 15 minutes!
I learned that new clients must bring a recent bill or bank statement showing their current street address
You can get up to $1,000 with the Emerald Advance line of credit
I learned that you can borrow the specific amount you need
I learned that you can bring in your last paycheck to do your taxes, you can also use their software from home and do them yourself
No W-2 required to apply for The H & R Block Emerald Advance program . And over $100 in cash rewards.
There is no W-2 required!
mundaneminnie at gmail dot com
I learned you could either call or go into the store, but there’s no online option… yet? at least.
I learned you can call and start your application over the phone.
wow – i found out that you can apply over the phone and with no w2 required!
jagar0047 at yahoo dot com
I learned that you dont need a w-2
I learned that you can keep and reload the card
You can file at home!!
You can be approved in as little as 15 minutes
I learned that there is no W2 required
I learned that you don’t need a W-2.
I learned you can apply online or at H&R Block.
beckytag618 at gmail dot com
I learned that you can file from home, which is something I didn’t know.
I learned that it’s accepted everywhere Debit MasterCard® cards are accepted!!
No W2 required.
Learned you can apply over the phone and no w2 required!
I learned that you could get up to $1K with the Emerald Advance line of credit!
I learned that you can use it anywhere Debit MasterCards are accepted.
Thanks for the giveaway…your advance could be approved in as little as 15 minutes.
I learned that No W-2 is required.
I learned you can be approved in as little as 15 minutess
I learned you can use it to pay for car repairs
I learned that you can get up to $1000 in advance to use for whatever you need, and you don’t need too many documents to start.
I learned that you don’t need a W2
I learned that you don’t need a W2 and you can do it at home!!